When you listen to the political debates currently taking place, one can get the feeling that the reforms proposed by “Obamacare” and “Romneycare” are futuristic predictions and not things you need to worry about just yet. Well, you better open your eyes! The Affordable Care Act passed and is in effect – the changes are happening now!

Your physicians visits are already changing. Your doctors have more patients to see and therefore little time to…

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